Life Insurance

Smart, flexible life insurance solutions — protecting what matters most, today and for the future.

Wedzer Vertulma

Founder & CEO of Zoe Insurance & Tax Services

Wedzer is a dedicated Insurance Agent Specialist known for delivering personalized coverage solutions with clarity and care.

Get a Quote

Get a Quote

Get a Quote

Protecting your legacy with clarity and care

Life insurance isn’t just about numbers — it’s about people. Our personalized plans are built to provide peace of mind and financial protection for the ones you love, no matter what life brings.

Whether you’re starting a family, securing your home, or planning for the unexpected, Zoe Insurance helps you choose the right coverage for every stage of life.

What makes it work

We focus on real-life solutions:

  • Term and whole life insurance options

  • Protection for families, mortgages, and future expenses

  • Flexible premiums based on your budget and goals

  • Quick application and approval process

  • One-on-one guidance from expert advisors

We make life insurance feel human — not complicated. With Zoe, you’re not just insured — you’re understood.

Testimonials

What our clients say about working with Zoe

Real stories and honest reviews from people we’ve proudly helped protect.

I was treated with such great care today. It was like I was talking to an old friend that was helping me file the claim.

Chelson Emilie1987

Auto Insurance

Our agent Wedzer was prompt, polite, and professional. He was informative and great to work with.

Juliana

Life, Auto & Tax

Zoe Insurance gave me peace of mind when I needed it most. Their attention to detail is unmatched.

Robert Pierre

Auto Insurance

Everything ran great during a very stressful time. Would recommend this agency to everyone. Kevin Lawton worked hard for us and was there for us immediately. Kevin thank you for your military service and insurance service!

Wilnick Cius

Health, Life Insurance

Honestly, I’ve never had an insurance agent explain things so clearly. Zoe made everything stress-free from the first call.

Martine Louis

Auto & Health

The rep I spoke to was kind and patient. I never felt rushed. Zoe truly puts people first.

Cynthia Maurice

Health & Dental

Wedzer was wonderful. He answered all of my questions and made working through my coverage a very easy experience.

Sherly

Auto, Home

The man I spoke to was great. He helped me take care of my health policy.

Jude

Health & Life Testimonial:

I didn’t even know where to begin with life insurance. Zoe walked me through everything step-by-step. Couldn’t be happier.

Maxence Dorval

Life Insurance

Testimonials

What our clients say about working with Zoe

Real stories and honest reviews from people we’ve proudly helped protect.

I was treated with such great care today. It was like I was talking to an old friend that was helping me file the claim.

Chelson Emilie1987

Auto Insurance

Our agent Wedzer was prompt, polite, and professional. He was informative and great to work with.

Juliana

Life, Auto & Tax

Zoe Insurance gave me peace of mind when I needed it most. Their attention to detail is unmatched.

Robert Pierre

Auto Insurance

Everything ran great during a very stressful time. Would recommend this agency to everyone. Kevin Lawton worked hard for us and was there for us immediately. Kevin thank you for your military service and insurance service!

Wilnick Cius

Health, Life Insurance

Honestly, I’ve never had an insurance agent explain things so clearly. Zoe made everything stress-free from the first call.

Martine Louis

Auto & Health

The rep I spoke to was kind and patient. I never felt rushed. Zoe truly puts people first.

Cynthia Maurice

Health & Dental

Wedzer was wonderful. He answered all of my questions and made working through my coverage a very easy experience.

Sherly

Auto, Home

The man I spoke to was great. He helped me take care of my health policy.

Jude

Health & Life Testimonial:

I didn’t even know where to begin with life insurance. Zoe walked me through everything step-by-step. Couldn’t be happier.

Maxence Dorval

Life Insurance

Testimonials

What our clients say about working with Zoe

Real stories and honest reviews from people we’ve proudly helped protect.

I was treated with such great care today. It was like I was talking to an old friend that was helping me file the claim.

Chelson Emilie1987

Auto Insurance

Our agent Wedzer was prompt, polite, and professional. He was informative and great to work with.

Juliana

Life, Auto & Tax

Zoe Insurance gave me peace of mind when I needed it most. Their attention to detail is unmatched.

Robert Pierre

Auto Insurance

Everything ran great during a very stressful time. Would recommend this agency to everyone. Kevin Lawton worked hard for us and was there for us immediately. Kevin thank you for your military service and insurance service!

Wilnick Cius

Health, Life Insurance

Honestly, I’ve never had an insurance agent explain things so clearly. Zoe made everything stress-free from the first call.

Martine Louis

Auto & Health

The rep I spoke to was kind and patient. I never felt rushed. Zoe truly puts people first.

Cynthia Maurice

Health & Dental

Wedzer was wonderful. He answered all of my questions and made working through my coverage a very easy experience.

Sherly

Auto, Home

The man I spoke to was great. He helped me take care of my health policy.

Jude

Health & Life Testimonial:

I didn’t even know where to begin with life insurance. Zoe walked me through everything step-by-step. Couldn’t be happier.

Maxence Dorval

Life Insurance

FAQ

Answers to your questions

Get quick, clear information about our services, appointments, support, and more

What types of insurance does Zoe offer?

We offer a wide range of coverage including Health, Life, Auto, Home, and Business insurance — all tailored to fit your needs and budget.

How do I get a quote?

What documents are needed for tax preparation?

Is Zoe available in my state?

How do claims work?

FAQ

Answers to your questions

Get quick, clear information about our services, appointments, support, and more

What types of insurance does Zoe offer?

We offer a wide range of coverage including Health, Life, Auto, Home, and Business insurance — all tailored to fit your needs and budget.

How do I get a quote?

What documents are needed for tax preparation?

Is Zoe available in my state?

How do claims work?

FAQ

Answers to your questions

Get quick, clear information about our services, appointments, support, and more

What types of insurance does Zoe offer?

We offer a wide range of coverage including Health, Life, Auto, Home, and Business insurance — all tailored to fit your needs and budget.

How do I get a quote?

What documents are needed for tax preparation?

Is Zoe available in my state?

How do claims work?

Your peace of mind starts with one click

Book your consultation today and discover the smart way to protect what matters from your health to your finances.

Get a Quote

Listen Us

Your peace of mind starts with one click

Book your consultation today and discover the smart way to protect what matters from your health to your finances.

Get a Quote

Listen Us

Your peace of mind starts with one click

Book your consultation today and discover the smart way to protect what matters from your health to your finances.

Get a Quote

Listen Us